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Find the right coverage for your needs
Whether you need temporary protection or lifelong coverage, we have options for you
Term Life Insurance
Affordable coverage for a specific period
- Coverage for 10, 20, or 30 years
- Most affordable option
- Fixed premiums
- Convert to permanent later
Ideal for: Families with mortgages, young children, or specific financial obligations
Whole Life Insurance
Permanent coverage with cash value
- Lifetime protection
- Builds cash value
- Fixed premiums
- Tax advantages
Ideal for: Estate planning, leaving a legacy, or supplementing retirement
How much life insurance do you need?
Most financial experts recommend 10x your annual income, but everyone's needs are different. Use our calculator to get a personalized recommendation.
Why families choose PolicyFetch
Simple process
Apply online in minutes with no paperwork hassles
Best prices
Compare quotes from multiple top-rated carriers
Fast approval
Get instant decisions with no medical exam options
Expert guidance
Licensed agents help you choose the right coverage
Getting coverage is easy
Tell us about yourself
Basic info like age, health status, and coverage needs
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Apply online
Complete your application in minutes, not hours
Get covered
Receive your policy and enjoy peace of mind
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Average savings of $500/year • No medical exam options • Instant approval available